Study CFP® On Your Terms — Up to 70% IBF Funded

Your CFP® shouldn't have to wait for a classroom.

Most financial advisers know the CFP® is the gold standard in financial planning certification. But between client meetings, compliance training, and everything else on your plate — finding fixed class times five days a week can feel impossible.

That's why Financial Perspectives built a fully asynchronous, self-paced CFP® e-learning pathway. Same rigorous curriculum. Same IBF-STS funding. Same FPAS-approved examinations. Just no fixed class schedule to work around.

Study at midnight. Study on weekends. Study on the MRT.
The CFP® fits your life now — not the other way around.

HEAR IT FROM US

What Makes Financial Perspectives Different?

Over 30,000 professionals have started their financial planning journey with FP since 1999. Here's why they chose us — and why the self-study option changes everything.

What You'll Master Across 6 Modules

The CFP® Certification Education Program covers everything you need to advise clients comprehensively — and confidently. Modules 1–5 are available via self-study. Module 6 is delivered in-person.

Module 1A — Financial Planning Fundamentals

(AFP Certification)

IBF Level 1 · 35 Hours (incl. assessment)
Onsite Exam: Wed, 20 May 2026
Foundation module — mandatory for all first-time candidates
Self-study available ✓

Module 2A — Risk Management & Insurance Planning

24 Hours (incl. assessment)
Onsite Exam: Fri, 22 May 2026
Covers life, health, and general insurance in a financial planning context
Self-study available ✓

Module 3A — Tax Planning & Estate Planning

24 Hours (incl. assessment)
Onsite Exam: Fri, 29 May 2026
Wills, trusts, CPF nominations, LPAs, and tax-efficient strategies
Self-study available ✓

Module 4A — Investment Planning

24 Hours (incl. assessment)
Onsite Exam: Wed, 3 Jun 2026
Portfolio theory, unit trusts, ETFs, and risk-return frameworks
Self-study available ✓

Module 5A — Retirement Planning

24 Hours (incl. assessment)
Onsite Exam: Fri, 5 Jun 2026
CPF, SRS, retirement income strategies
Self-study available ✓

Module 6A — Financial Plan Construction & Professional Responsibilities

24 Hours (incl. assessment)
Onsite Exam: Fri, 12 Jun 2026
In-person only — taken after passing Modules 1–5

All examinations are conducted in-person at an FPAS-designated venue from 2026 onwards. First-time candidates are advised to take no more than 3 modules per exam cycle.

Is the Self-Study Option Right for You?

Feature	Tutorial (Zoom)	Self-Study (Online)
Fixed class schedule	✅ Yes	❌ No — study anytime
Live instructor access	✅ Yes	❌ No, self-paced
Access to live class recording	✅ Yes	✅ Yes
Study at your own pace	❌	✅ Fully asynchronous
IBF-STS Funding	✅	✅ (from Cycle 2, 2026)
Course fee (before subsidy)	$1000/module	$700/module
Nett fee (50% subsidy)	$500	$350
Nett fee (70% subsidy, SC 40+)	$300	$210
LMS access	✅	✅
Exam revision sessions	✅ Complementary	✅ Recorded access

💡 Self-study is ideal if you:

Have a busy, unpredictable schedule
Prefer to learn at your own pace and revisit content
Want the most cost-effective funded option
Are a retaker looking to top up your preparation

Transparent Pricing. Maximum Funding.

IBF-STS funding for the self-study option was officially approved on 1 April 2026. Here's exactly what you'll pay:

SC/PR below 40

(50% subsidy)

Course Fee $700

Less IBF-STS Funding ($350)

Nett Fee Payable to FP $350

Best Value

SC aged 40 & above

(70% subsidy)

Course Fee $700

Less IBF-STS Funding ($490)

Nett Fee Payable to FP $210

Exam Fees (paid directly to FPAS — not included above):

Module 1: $327 (new student) / $196.20 (retaker)
Modules 2, 3, 4, 5: $196.20 per module

(Exam fees are payable directly to FPAS, not to Financial Perspectives)

- IBF-STS grant cap: S$3,000 per participant per course

- Employer-sponsored candidates must submit an original Letter of Support (LOS) from their employer

- Funding applies to first exam attempt only

- Candidates must meet 75% attendance AND pass all assessments to qualify

Secure Your Place — Register Now →

What Our Students Say

⭐⭐⭐⭐⭐

"The courses were designed specially to tackle the requirements of the exam... In particular, the online practice questions were really good as it gives good practice on your knowledge of the topics and correction of your concept on the spot."

Lawrence Chow CFP

⭐⭐⭐⭐⭐

"After taking two modules with FP, I find that the curriculum and study materials were arranged nicely... to enable learners like us to tackle the exam questions. Highly recommend FP as the no. 1 choice for CFP exams revision."

Edward Shee Assistant Vice President

⭐⭐⭐⭐⭐

"Financial Perspectives Pte Ltd is the best training academy in Singapore for getting the CFP certification... Without their active help and guidance, it would have been very difficult to pass. The Exam Revision Webinar was a real Confidence booster."

S A S Rajah Managing Director

Singapore's Longest-Standing CFP® Education Provider

Financial Perspectives (FP) was established in 1999 and pioneered the CFP® Certification Program in Asia. As the first FPAS-approved Education Provider and original IBF strategic partner, we have trained over 30,000 financial professionals across Asia — and we remain the market leader in Singapore for CFP® education today.

We don't just deliver content. We invest in your success — from structured e-learning modules built for working professionals, to IBF funding guidance, to complementary exam revision sessions.

When you study with FP, you study with the best.

📍 FPAS Approved Education Provider

🏆 IBF Standards Accredited Training Provider

🎓 CFP® (FPSB Licensed)

⏱️ 25+ Years | Est. 1999

Frequently Asked Questions

The CFP® (Certified Financial Planner) is the global gold standard in financial planning certification, recognised in 27 countries. In Singapore, it is awarded by the Financial Planning Association of Singapore (FPAS).

You need either a GCE "A" Level Certificate (2 As and 2 Os) or a Diploma, OR a minimum of 3 years of working experience in any profession.

You must be a Singapore Citizen or Permanent Resident, physically based in Singapore, and meet the minimum 75% attendance requirement and pass the end-of-course assessment. Funding applies to your first exam attempt only.

Yes. First-time candidates may attempt Modules 1–5 in a single cycle, but we recommend no more than 3 modules per exam cycle for the best chance of success. Module 6 can only be taken after passing Modules 1–5.

You have 7 years from the date of passing Module 1 to complete the full CFP® program. After that, you would need to restart from Module 1.

No. Examination fees are payable directly to FPAS and are separate from course fees paid to Financial Perspectives.

Written notice is required. Cancellations made at least 14 days before course start receive a full refund (minus a $50 admin fee). Within 14 days, 50% is refunded. No refund once the course begins.

Yes. All personal data is handled in strict accordance with Singapore's Personal Data Protection Act 2012. FP does not share your data with third parties without consent.

Study CFP® On Your Own Schedule.
Up to 70% IBF-Funded.

Your CFP® shouldn't have to wait for a classroom.

What Makes Financial Perspectives Different?

What You'll Master Across 6 Modules

Module 1A — Financial Planning Fundamentals

Module 2A — Risk Management & Insurance Planning

Module 3A — Tax Planning & Estate Planning

Module 4A — Investment Planning

Module 5A — Retirement Planning

Module 6A — Financial Plan Construction & Professional Responsibilities

Is the Self-Study Option Right for You?

💡 Self-study is ideal if you:

Transparent Pricing. Maximum Funding.

SC/PR below 40

SC aged 40 & above

Exam Fees (paid directly to FPAS — not included above):

What Our Students Say

Singapore's Longest-Standing CFP® Education Provider

Frequently Asked Questions

Start Your CFP® Journey Today.
Don't Let This Cycle Pass You By.

Thank You!

Your CFP® shouldn't have to wait for a classroom.

What Makes Financial Perspectives Different?

What You'll Master Across 6 Modules

Module 1A — Financial Planning Fundamentals

Module 2A — Risk Management & Insurance Planning

Module 3A — Tax Planning & Estate Planning

Module 4A — Investment Planning

Module 5A — Retirement Planning

Module 6A — Financial Plan Construction & Professional Responsibilities

Is the Self-Study Option Right for You?

💡 Self-study is ideal if you:

Transparent Pricing. Maximum Funding.

SC/PR below 40

SC aged 40 & above

Exam Fees (paid directly to FPAS — not included above):

What Our Students Say

Singapore's Longest-Standing CFP® Education Provider

Frequently Asked Questions

Start Your CFP® Journey Today.Don't Let This Cycle Pass You By.

Thank You!

Start Your CFP® Journey Today.
Don't Let This Cycle Pass You By.